How Bad Credit or No Credit Works

First Credit provides loans for the quality inspected vehicles that we have on our lot. The process starts by gaining some information from you and reporting it to the credit bureau.

This can be done either on-line by clicking here or by stopping by our store and doing it in person. This will only take a few minutes of your time. We have a 100% guaranteed credit approval.

We can offer you a variety of vehicles to choose from designed to meet your needs. If you have a specific vehicle in mind, you may list that on the application and trades are always welcome.

Contact Either First Credit Auto Location

Mason City: 721 South Monroe Avenue Mason City, Iowa 50401

Phone: (641) 423-5214

Hours: Monday – Friday: 8:00 – 5:30 Saturday: 8:00 – 4:00

Rochester: 1245 Eastgate Drive Southeast (On Marion Road) Rochester, Minnesota 55904

Phone: (507) 289-2115

Hours: Monday – Friday: 8:30 – 5:30 Saturday: 9:00 – 3:30