FAQ’s
How do I buy a car from First Credit?
The process is simple. It starts with the credit application. This will tell us what amount of loan you qualify for.
Do you require a down payment?
Down payments vary depending on your application and trade-ins count towards the down payment.
I have bad credit. Can I still buy or finance a car with First Credit?
Yes, First Credit specializes in helping people with past credit problems.
Ok, I am ready to buy a car. What do I do?
You can call First credit and get pre approved before you come to the office or just click to fill out our online CREDIT APPLICATION. You will receive a phone call back from one of our representatives usually the same day.
When I come in for our appointment, what do I need to bring?
You will need to bring the following items to finalize the transaction.
- valid drivers license
- proof of income
- vehicle trade in with title and registration
- car insurance information
- down payment.
What type of vehicles do you have on your lots?
We offer a full range of cars, vans, trucks and SUVs. If we don’t have what you are looking for we will go to work and find it for you.
I have never bought before and I have no credit. Will you help me?
Yes, with First Credit, your job is your credit.