About 1st Credit Auto

What makes First Credit different than other “no credit, bad credit” companies? Respect!

We understand that there are all kinds of legitimate reasons why people have credit issues and we respect you for your desires to improve your credit status.

You’ve come to us because you need good reliable transportation but have some credit issues, keeping you from pursuing traditional methods of financing.

We will NOT take advantage of your situation by saddling you with another debt to pay but will work with you to come up with a credit solution that will work for you and help you establish or re-establish your credit while getting the reliable transportation you need.

• Family owned dealership since 1932
• Proved track record of helping people rebuild their credit and lives
• Quality vehicles backed by service you can count on after the sale
• All financed vehicles come with a limited warranty
• Earn unlimited cash through our friends and family referral program check here
• Flexible payment options for every budget (wkly-monthly-etc.)
• We will stop the “no’s” and help you drive “YES”

Contact Either First Credit Auto Location

Mason City: 721 South Monroe Avenue Mason City, Iowa 50401

Phone: (641) 423-5214

Hours: Monday – Friday: 8:00 – 5:30 Saturday: 8:00 – 4:00

Rochester: 1245 Eastgate Drive Southeast (On Marion Road) Rochester, Minnesota 55904

Phone: (507) 289-2115

Hours: Monday – Friday: 8:30 – 5:00
Saturday: 9:00 – 3:00