Contact Either First Credit Auto Location

Mason City: 721 South Monroe Avenue Mason City, Iowa 50401

Phone: (641) 423-5214

Hours: Monday - Friday: 8:00 - 5:30 Saturday: 8:00 - 4:00

Rochester:1245 Eastgate Drive Southeast (On Marion Road) Rochester, Minnesota 55904

Phone: (507) 289-2115

Hours: Monday - Friday: 8:30 - 5:30 Saturday: 9:00 - 3:30

Welcome to 1st Credit Auto!

Why First Credit?

What makes First Credit different than other "no credit, bad credit" companies? Respect! We understand that there are all kinds of legitimate reasons why people have credit issues and we respect you for your desires to improve your credit status.

You've come to us because you need good reliable transportation but have some credit issues, keeping you from pursuing traditional methods of financing.

We will NOT take advantage of your situation by saddling you with another debt to pay but will work with you to come up with a credit solution that will work for you and help you establish or re-establish your credit while getting the reliable transportation you need.

Let's Get Started

First Credit provides loans for the quality inspected vehicles we have on our lot. The process starts by filling out the credit application, either on-line or by stopping by our office at the Schukei Chevrolet dealership.

Once we have reviewed your application we will let you know what vehicles we have available based on your application results. If you have a specific vehicle in mind or have a trade in you would like included in the application process, you may list those vehicles on the application.

Best Reasons to buy at 1st Credit

  • Family owned dealership since 1932
  • Proven track record of helping people rebuild their credit and lives
  • Quality Vehicles backed by service you can count on after the sale.
  • Earn unlimited cash through our friends and family referral program.
  • Flexible payment options for every budget ( ex---weekly, bi weekly, monthly)
  • We will stop the "no's" and help you drive "YES"

Recent Automobiles


2011 KIA Rio LX

96,913 Miles | 2011 | Car




38,902 Miles | 2015 | Car




90,942 Miles | 2012 | Car